Solar & clean-energy calculators

Know exactly what solar will cost & save — before a salesperson tells you.

Free, no-signup calculators built on real DSIRE, NREL, EIA and IRS data. Get your true payback period, 25-year savings, loan payment and 2026 incentives in seconds.

$0
Federal credit for 2026 installs
10–15 yrs
Avg US payback
$44k+
Typical 25-yr savings
Updated October 2026 — federal credits have ended. The One Big Beautiful Bill Act (signed July 4, 2025) ended the 30% federal Residential Clean Energy Credit (25D: solar, batteries, geothermal) and the Energy Efficient Home Improvement Credit (25C: air-source heat pumps, up to $2,000) for anything installed after December 31, 2025. Systems completed by Dec 31, 2025 can still be claimed on a 2025 return. Any 30% or $2,000 figure on this page applies only to those installs — our calculators now default to $0 federal credit. What is still available in 2026 →
The short version Most US homeowners break even on solar in 10–15 years on a 2026 install, then collect 10–15 more years of nearly free electricity. With no federal credit left for new installs, a typical $21,000 rooftop system on a $150/month electric bill pays back in about 10 years and returns roughly $44,000 over 25 years. Your number depends on your state's electricity rate and incentives — the calculators below give you a personalized answer in under a minute.
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9 free tools

Every solar number, one place

No email, no sales call. Each calculator shows its full formula and the real 2026 data behind it.

New · 6 heat pump tools

Heating & cooling, the efficient way

Heat pumps run at 300–400% efficiency and replace both your furnace and AC. Plan yours with the same honest math.

See all 6 heat pump calculators

Why GreenCalcs

Built for homeowners, not installers

Real government data

Every figure traces to DSIRE, NREL, EIA or the IRS — not a sales brochure. We cite our sources on every page.

No email gate, no spam

You won't be asked for your phone number and sold to three installers. Calculate freely, in private.

The full formula, shown

We don't hide the math. Each tool explains its calculation step-by-step so you can check it yourself.

Solar incentives by state

Solar is a different deal in every state

Electricity rates, net metering rules and rebates vary wildly. Pick your state for local payback numbers and incentives.

Get your answer in 3 steps

How to use GreenCalcs

1

Grab your electric bill

You only need your average monthly bill and your state. That's enough for a solid first estimate.

2

Pick a calculator

Start with the Payback Calculator, then check ROI, loan payments and your state incentives.

3

Compare your options

Use the lease-vs-buy and financing tools to find the cheapest way to go solar for you.

Ready to see your real solar payback?

It takes about 60 seconds. No sign-up, no sales call — just your number and the math behind it.

Open the Payback Calculator
Solar guides

Understand the “why” behind the numbers

Plain-English explainers on tax credits, net metering, financing and more — reviewed against IRS, DSIRE and NREL data.

See all solar guides

Common questions

Solar calculator FAQ

Are GreenCalcs calculators really free?
Yes — 100% free, with no sign-up, no email gate and no personal data collection. We're supported by non-intrusive ads, not by selling your contact details to solar installers. You can run every calculator as many times as you like, completely in private.
How accurate are the numbers?
Our calculators use 2026 figures from DSIRE (state incentives), NREL (installed cost per watt), the EIA (electricity rates) and the IRS (federal tax-credit rules, including the end of the 30% credit after 2025). They're strong planning estimates, but your roof's orientation, shading and your exact utility rate mean a licensed installer's on-site assessment is the final word.
What is the federal solar tax credit in 2026?
For new installs, there is none. The One Big Beautiful Bill Act, signed July 4, 2025, ended the 30% Residential Clean Energy Credit (Section 25D) for systems installed after December 31, 2025. Systems completed by that date can still claim 30% on a 2025 return using Form 5695. For a 2026 install, your net cost is the full installed price minus any state rebates, SRECs or utility incentives. Our Solar Tax Credit Calculator checks whether your install qualified.
How long does solar take to pay for itself?
The US national average payback for a 2026 install is 10–15 years, now that the 30% federal credit has ended. High-rate states like Hawaii pay back in 6–8 years; low-rate states such as Idaho and Washington stretch to 15–19. Because panels last 25–30 years, even a 15-year payback leaves a decade of nearly free power. Run your own number in the Payback Calculator.
Do I need to enter personal information?
No. There's nothing to sign up for and no contact form required to use a calculator. You enter only the numbers needed for the math — system size, your electric bill and your state — and nothing is stored or sent anywhere.
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Reviewed by Sarah Chen

Energy Analyst

Sarah has spent 12 years modeling US residential solar economics, including 4 years contributing to NREL's Distributed Generation Market Demand model. She holds a BS in Mechanical Engineering from UC Berkeley and reviews every calculator on GreenCalcs against current IRS, DSIRE and EIA data. Read our methodology →