6 free tools · 2026 data

Heat Pump Calculators

Plan a heat pump with confidence: estimate the cost, size the system, project your savings versus your current heating, and find out whether a heat pump is worth it for your home and climate.

SCReviewed by Sarah Chen, Energy Analyst Sources: DOE, ENERGY STAR, IRS

One system, all year

A heat pump heats in winter and cools in summer at 300–400% efficiency — the most efficient way to condition a home.

Where to startStart with the Heat Pump Cost Calculator to get an installed-price ballpark and your federal credit, then size the system and project savings against your current furnace or AC. Air-source heat pumps qualify for a 30% federal credit up to $2,000; geothermal systems get the full 30% with no cap.
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Why heat pumps in 2026?

A heat pump both heats and cools your home using electricity, moving heat instead of burning fuel. Because it moves rather than makes heat, a modern heat pump delivers 300–400% efficiency (a COP of 3–4) — far beyond any furnace. With the federal 25C credit covering 30% of an air-source install (up to $2,000) and cold-climate models now working well below freezing, 2026 is the strongest year yet to switch.

Pairing a heat pump with rooftop solar is the cleanest, cheapest way to run a home — your panels can power your heating and cooling directly. See how solar pencils out with our Solar Payback Calculator and state incentives.

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